"Kevin Sheldrake" <kev@xxxxxxxxxxxxxxxxx> wrote: > Ignoring the initial expense for a moment, wouldn't it have made a > lot of sense to include the keypad actually on the cards? > Obviously, card readers would need to be contructed such that the > keypad part of the card would be exposed during use. No, they wouldn't. The card could remember the key typed on it for, say, 60 seconds. Seth